Contact Your Insurance Company

In the unfortunate event that you discover moisture under your home, it’s crucial to promptly contact your insurance provider. They can offer guidance on the following steps:

Steps to Take:

  • Document the damage: Photograph the extent of the moisture damage and any visible signs of its source.
  • Identify the cause: Conduct a thorough examination of your home’s crawl space, basement, or other areas where moisture may accumulate. Determine if the source is from plumbing leaks, roof leaks, or groundwater seepage.
  • Secure your home: If the moisture damage is substantial, secure the area to prevent further damage. This may involve temporarily sealing off damaged areas or removing water-soaked items.
  • Contact a qualified contractor: Hire a licensed contractor to address the underlying cause of the moisture problem. They can perform repairs, such as fixing leaks, installing drainage systems, or addressing structural issues.

Additional Considerations:

When filing a claim, provide detailed documentation of the damage and the cause to your insurance company. It’s advisable to have a contractor’s report to support your claim. Remember, your insurance policy will dictate the coverage you’re eligible for, so be sure to review it carefully before contacting your provider.